Tata AIG Health Insurance for Family, Scope of Coverage, Eligibility, Key Features & Exclusions

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Tata AIG Health Insurance for Family

Now, we are telling you about Tata AIG Health Insurance for Family, This policy is a one-stop solution for your entire family. It takes care of your children, spouse, and your parents. This policy saves you money spent on medical expenses by offering comprehensive coverage under a single sum insured.

Wellsurance Family Policy is a unique policy that covers the health care of your parents as well as the education of your children. This policy has many value-added features, which together make it more worthy. This plan ultimately provides a relaxed mindset and a reason to smile openly.

Table of Contents

Scope of Coverage

Ambulance benefit is offered up to a specific amount.
Special discounts are offered on health check-up packages.
Coverage is available for health benefit expenses up to a limit.
Extension of sum assured during the renewal period.
Child education cover is provided in the event of the death of the insured.
Critical illness benefit is given as a lump sum payment.
Hospitalization benefits for accidents are covered under the scheme.
Hospitalization benefits for illness are covered under the policy.


The age of the persons insured under this scheme should be between 18 years to 65 years.

Key Features

The entry age under the scheme is 18 to 65 years.
Lifetime renewable option is offered under the plan.
This scheme allows tax savings under Section 80D of the IT Act.
A grace period of 30 days is given to renew the policy.
Daily cash is provided for up to 90 days as per the plan chosen.
Pre and post-hospitalization expenses are covered for 60 and 90 days.
Coverage for features like health portal, free helpline, health queries, etc.
Intensive care unit benefit is provided for each day of hospitalization.


Cost of treatment to cure a mental disorder or illness.
Procedures and Medications Related to Self-Inflicted Injuries.
Expenses incurred on aesthetic or cosmetic procedures.
Expenses incurred on treatment related to congenital diseases.
Treatment of injuries caused due to war, civil war, riots, etc. 

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